Simple Flat Rate Buyers Agent. We Help You Unlock The Best Investment Properties Around Australia

Simple Flat Rate Buyers Agent. We Help You Unlock The Best Investment Properties Around Australia

While others try and do it alone, you'll have dedicated professionals researching markets, vetting properties, and negotiating deals in your best interest. Simple fixed price.

30+ Years Experience
1,200+ Happy Investors
Fully Done For You
Transparent Pricing
Strategy Meeting Button
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★★★★★ 4.7/5 - 1200+ Investors Assisted

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What best describes your situation?

Property Investment Is Tough When You're Doing It Alone

You've done the research. You know it makes sense. But when it's your money on the line, these legitimate concerns stop you from taking action:

What If I Buy The Wrong One?

Every suburb has a story about why it's "the next big thing." But without access to real data and decades of market experience, you're just guessing which story is true.

What If It Doesn't Grow?

Dead money is real. Properties in the wrong areas sit stagnant for years while others double. You need certainty that your investment will actually perform.

What If I'm Making A Mistake?

This decision will impact your financial future for generations. One wrong move could mean working years longer than planned.

How We Can Help You Invest With Confidence

How We Can Help You

Invest With Confidence

Create Your Strategy

We analyze your goals and reveal which specific area to buy in. You'll know exactly where your money will grow.

Property research

We Protect You At Every Step

Get an expert for every step of the investment journey. You make the decisions, we handle the work.

1
2
3
Investment consultation

We Find What Others Can't

A team of expert researchers will find you a property that perfectly matches your goals.

Investment success

1200+

Investors Helped

30+

Years Of Experience

$500M+

In Properties Secured For Clients

Real Investors. Real Results. Real Stories.

Real Investors. Real Results.

Real Stories.

We have helped over 1200+ Australians achieve their investment goals with a friendly and transparent process. Here's what some of them have to say:

"I Started With Nothing. Now I Own Dozens Of Properties."

G'day, I'm Phil Harker

I grew up on a farm in North Queensland, where my parents taught me a simple truth: real wealth comes from owning land and never selling it. When I started investing in '94, I made costly mistakes, paid too much, trusted the wrong people. But those mistakes taught me what actually works.

Today, 31 years later, I've built a personal portfolio with dozens of properties and helped over 1,200 Aussies do the same. Not through get-rich-quick schemes, but through what I call Ethical Property Investing.

Here's what I believe: Everyone deserves the chance to build generational wealth. You shouldn't need insider knowledge or a massive salary. You just need someone in your corner who's been there before.

That's why we find properties in areas with genuine growth potential - not just what's easy to sell. We negotiate hard for you. And we stick around long after settlement, because true wealth takes time to build.

Want to start building real wealth? Let's have a chat.

Our Proven 5-Step Investment Process

A proven methodology that has helped 1200+ Australians build successful property portfolios:

01

STRATEGY MEETING

90 Minutes

Phil meets you anywhere in Sydney - your home, a café or our office. He'll walk through your finances and what you want to achieve. Based on 30 years of watching suburbs rise and fall, he'll show you exactly where to buy.

02

FINANCE

2 - 8 Weeks

Our finance team structures your loan the smart way. They know every bank's lending criteria and which ones offer investors the best deals. The team will help you structure your finances to maximize tax benefits and minimize costs.

03

RESEARCH

0 - 4 Weeks

We find properties using Phil's four rules: 10+ year holds, rent covers costs, growth beats interest rates, vacancy under 1%. Our network gives you access to deals before they hit the market.

04

PURCHASE

1 - 2 Weeks

When we find you the right property, we lay out all the numbers: purchase price, rental income, and realistic growth projections. Then we negotiate like your money depends on it. You stay in control of the decision while we fight for the best price.

05

SETTLEMENT & BEYOND

4 - 8 Weeks

We coordinate settlement so you just show up for the keys. But here's what matters: most clients buy property number two within 18 months. That's when you go from property owner to wealth builder.

Transparent, Fair Pricing. No Surprises.

Transparent, Fair Pricing.

No Surprises.

We believe in complete transparency with our fees. No hidden costs, no surprises.

$0

Consultation

Your initial strategy session with Phil is completely free with no obligation.

  • 90-minute strategy

  • No obligation to proceed

$1.5K

Deposit

A fully refundable deposit is required to begin the property search process.

  • Property research

  • 100% refundable

$6K

On Finance 

Once your finance is approved we can start the property selection process.

  • Property sourcing

  • Negotiation & Offer

$7.5K

On Selection

Only pay the rest once you've found the perfect investment property.

  • Settlement support

  • Property Management

Frequently Asked Questions

Everything you need to know about getting started with property investment.

What makes your approach different from other buyers agents?

We focus on helping people build property portfolios, rather that once off investments. While others help you buy one property at a time, we create systematic strategies to help you acquire multiple properties over 5-10 years. Our clients typically build portfolios of 6+ properties compared to the 1-2 properties most people own.

Do I need a lot of money to get started?

Not necessarily. We work with various budget levels and have creative solutions like using your superannuation (SMSF) to buy property, rentvesting strategies, and equity leasing options. During your free strategy session, we'll assess your situation and show you realistic pathways to start investing.

How long does the process take?

From initial strategy to getting keys in hand typically takes 90 days. We handle all 146 steps of the process so you only need to invest about 4 hours of your time in total. Most of our clients are busy professionals who appreciate this hands-off approach.

Where do you help people buy properties?

We help you find properties within Australias highest growth suburbs that meet our strict investment criteria. We focus on areas with strong capital growth potential, low vacancy rates, and good rental demand. The specific locations depend on your budget and investment goals.

Have more questions?

Our team will be happy to answer any questions you might have about your property and investing journey.

Whether you're a first-time buyer or seasoned investor, we can help you:

  • Find your investment property

  • Negotiate the best price and terms

  • Conduct thorough due diligence

  • Access off-market opportunities

  • Build your property portfolio

Get In Touch With Us

Helping Aussies build generational wealth through ethical property investing

Our Details

B1 Tower, Unit 2803/118 Church St, Parramatta NSW

DISCLAIMER:

The information presented on this website is general in nature and does not constitute personal financial, tax, or legal advice. Client testimonials and case studies represent individual experiences based on specific market conditions and may not be typical. Performance metrics including average savings, time savings, average yields, capital growth and combined returns are derived from historical client data (1995-2025) and actual results will vary significantly based on market conditions, property location, timing, borrowing capacity, and individual circumstances.

Interactive calculators, comparison tools, and projections are for illustrative purposes only and based on assumptions that may not reflect your situation. Past performance, including property growth rates and rental yields, does not guarantee future results. Property values can decrease, vacancy rates can increase, and market conditions change rapidly.

Ethical Property Investing holds real estate licenses but is NOT a financial planner, tax advisor, or legal practitioner. We strongly recommend obtaining independent advice from qualified professionals including financial advisors (AFSL holders), accountants, tax specialists, and solicitors before making investment decisions. Our buyer's agency services are limited to property search, negotiation, and acquisition support.

All investment strategies mentioned, including rentvesting, SMSF property investment, and negative gearing, carry risks and may not suit your objectives or financial situation. Tax benefits and government incentives referenced are subject to change and individual eligibility. No guarantee is made regarding property availability, approval for finance, or achievement of stated outcomes. By using this website, you acknowledge that EPI accepts no liability for losses arising from reliance on this information. Services subject to our standard terms and conditions.

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