TERMS & CONDITIONS
Website Terms and Conditions
Last Updated: JUNE 1 2025
IMPORTANT: By accessing and using this website, you agree to be bound by these Terms and Conditions. If you do not agree to these Terms and Conditions, discontinue using the site immediately.
Nature of Services
Ethical Property Investing ("EPI," "we," "us," or "our") is a licensed buyer's agency. We provide buyer's agency services, property guidance, and educational content. We do not guarantee investment success, property appreciation, rental returns, or specific financial outcomes. We are not financial planners, tax advisors, or legal practitioners.
All investment advice is general in nature and may not be suitable for your individual circumstances. Property investment carries inherent risks, and past performance does not guarantee future results.
Age Requirement
YOU MUST BE 18 OR OLDER TO AGREE TO THIS AGREEMENT AND USE THIS SITE
This Agreement must be completed, understood, and agreed to by a person over 18 years of age. If a parent or guardian wishes to permit a person under 18 to access this site, they must email Ethical Property Investing at [email protected] with their explicit permission and acceptance of full legal responsibility. If you are under 18 or accessing this site from any jurisdiction where this material is prohibited, please exit immediately as you do not have proper authorization.
Intellectual Property Rights
Copyright Protection
Materials on this website are copyrighted and all rights are reserved. Text, graphics, databases, HTML code, calculators, tools, educational content, and other intellectual property are protected by Australian and International Copyright Laws. These materials may not be copied, reprinted, published, reengineered, translated, hosted, or otherwise distributed by any means without explicit written permission from Ethical Property Investing.
Trademarks
All trademarks, service marks, and logos displayed on this site are trademarks of Ethical Property Investing or other owners used with their permission. No license or right to use any trademark is granted by these Terms and Conditions.
Database and Content License
Ethical Property Investing grants you a limited, non-exclusive, non-transferable license to access and use the information on this website solely for your personal, non-commercial use. You may not:
→ Reproduce, distribute, or display any content for commercial purposes
→ Create derivative works based on our content
→ Use automated systems to access or scrape website content
→ Reverse engineer any calculators or proprietary tools
Service Limitations and Professional Licensing
Buyer's Agency Services
Ethical Property Investing holds appropriate real estate licenses and provides buyer's agency services limited to:
→ Property search and analysis
→ Price negotiation and bidding
→ Purchase facilitation and support
→ Market research and advisory services
Not Financial or Legal Advice
We are NOT:
→ Licensed financial planners or advisors
→ Tax professionals or accountants
→ Legal practitioners or solicitors
→ Mortgage brokers or lenders
Professional Advice Requirement
We strongly recommend that you obtain independent professional advice from qualified practitioners including:
→ AFSL-licensed financial advisors
→ Qualified accountants and tax specialists
→ Licensed solicitors and conveyancers
→ Registered mortgage brokers
Investment Disclaimers and Risk Warnings
General Investment Risks
All property investment carries significant risks including but not limited to:
→ Property values may decrease
→ Rental yields may decline or properties may remain vacant
→ Market conditions can change rapidly
→ Interest rates and tax laws may change
→ Economic conditions may impact returns
No Guarantees
We make no guarantees regarding:
-Property appreciation or capital growth
-Rental yields or occupancy rates
-Financing approval or loan terms
-Achievement of investment objectives
-Property availability or successful purchase
Historical Performance
Performance metrics, case studies, and client testimonials represent individual experiences under specific market conditions and timeframes (1995-2025). These results are not typical and do not guarantee future performance. Your results may vary significantly based on:
-Market conditions at time of purchase
-Property location and type
-Your financial circumstances
-Economic and regulatory changes
-Property management effectiveness
Calculators and Tools
Interactive calculators, comparison tools, and projections are for illustrative purposes only. They are based on assumptions that may not reflect your specific situation and should not be relied upon for investment decisions.
Website Use and Liability
"As Is" Provision
The materials on this website are provided "as is" without warranties of any kind, either express or implied. Ethical Property Investing disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose.
Limitation of Liability
Under no circumstances, including but not limited to negligence, shall Ethical Property Investing be liable for any direct, indirect, special, or consequential damages that result from:
-The use of, or inability to use, materials on this website
-Reliance on information provided on this website
-Investment decisions made based on website content
-Technical issues or website downtime
-Third-party content or linked websites
Applicable law may not allow the limitation or exclusion of liability for incidental or consequential damages, so the above limitation or exclusion may not apply to you.
Information Accuracy
Facts and information on this website are believed to be accurate at the time they were published. Changes may be made at any time without prior notice. All data provided is for information purposes only and should be independently verified.
Third-Party Links and Content
External Links
This website may contain links to third-party websites for your convenience. Ethical Property Investing is not affiliated with these linked sites and is not responsible for their content, privacy practices, or terms of use. You access linked sites at your own risk.
Social Media Disclaimer
This website is not endorsed by Facebook, Google, Microsoft, or any other social media platform. All social media platforms referenced are registered trademarks of their respective owners.
User Conduct and Restrictions
Prohibited Uses
You agree not to use this website to:
-Violate any applicable laws or regulations
-Transmit harmful, threatening, or offensive contentInterfere with website functionality or security
-Attempt unauthorized access to any systems or data
-Use automated systems to scrape or harvest content
-Impersonate Ethical Property Investing or its representatives
User-Generated Content
Any content you submit through contact forms, comments, or communications becomes the property of Ethical Property Investing and may be used for business purposes including testimonials and marketing materials (with appropriate privacy protections).
Privacy and Confidentiality
User Information
By using this website, you consent to the collection and use of your information as described in our Privacy Policy. This may include:
-Contact information for service delivery
-Website usage data through analytics tools
-Communication records and preferences
Confidential Information
You agree to treat as strictly confidential any login credentials, subscriber information, or proprietary content accessed through password-protected areas of our website.
Service Terms and Client Relationships
Service Agreements
Specific buyer's agency services are subject to separate written agreements and our standard terms and conditions of engagement. These website Terms and Conditions do not create a client relationship or service obligation.
Communication
By providing your contact information, you consent to receive communications from us regarding:
-Property opportunities and market updates
-Service-related information and appointments
-Educational content and newsletters
-Follow-up regarding inquiries and services
You may opt out of marketing communications at any time through the methods provided in our communications or by contacting us directly.
Fees and Payment Terms
Service Fees
Buyer's agency service fees are as agreed in separate written agreements. Website use is generally free, but some premium content or services may require payment.
No Refund Policy
Due to the nature of our services and the time-sensitive nature of property transactions, fees paid are generally non-refundable except as specifically agreed in writing or required by consumer protection laws.
Dispute Resolution and Legal Matters
Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of Australia, specifically the state/territory where our primary business operations are conducted.
Dispute Resolution Process
If a dispute arises under this agreement, we agree to first attempt to resolve it through:
-Direct negotiation in good faith
-Mediation with a mutually agreed-upon mediator
-Legal proceedings if necessary
Any costs associated with mediation (excluding legal fees) will be shared equally by each party unless otherwise determined by the mediator.
Jurisdiction
You agree that any legal action arising from or relating to these Terms and Conditions or your use of this website shall be brought in the appropriate courts of Australia.
Termination
User Termination
You may terminate your use of this website at any time by ceasing to access the site and destroying any downloaded materials.
Our Termination Rights
We reserve the right to terminate or suspend your access to this website immediately, without notice, for any reason including:
-Violation of these Terms and Conditions
-Inappropriate or unlawful conduct
-Technical or security concerns
-Business reasons at our sole discretion
Effect of Termination
Upon termination, you must cease all use of the website and destroy any materials obtained from the site.
Modifications and Updates
Terms Changes
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after changes constitutes acceptance of the modified terms.
Website Changes
We may modify, suspend, or discontinue any aspect of the website at any time without notice or liability.
Consumer Rights
Australian Consumer Law
Nothing in these Terms and Conditions excludes, restricts, or modifies rights that you may have under the Australian Consumer Law or other applicable consumer protection legislation that cannot be excluded, restricted, or modified by agreement.
Fair Trading
Our services are provided in accordance with applicable fair trading legislation and real estate licensing requirements.
Professional Standards
Real Estate Licensing
Ethical Property Investing operates under appropriate real estate licenses and is subject to industry regulation and professional standards.
Professional Conduct
We are committed to ethical business practices and professional conduct in accordance with industry standards and regulatory requirements.
Miscellaneous
Entire Agreement
These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and Ethical Property Investing regarding website use.
Severability
If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
Assignment
We may assign our rights and obligations under these Terms and Conditions without notice. You may not assign your rights or obligations under these terms.
Waiver
Our failure to enforce any provision of these terms does not constitute a waiver of that provision or any other provision.
Contact Information
For questions about these Terms and Conditions, please contact:
Ethical Property Investing
Email: [email protected]
Phone: 1300 946 926
By using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy.