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You've done the research. You know it makes sense. But when it's your money on the line, these legitimate concerns stop you from taking action:
What If I Buy The Wrong One?
Every suburb has a story about why it's "the next big thing." But without access to real data and decades of market experience, you're just guessing which story is true.
What If It Doesn't Grow?
Dead money is real. Properties in the wrong areas sit stagnant for years while others double. You need certainty that your investment will actually perform.
What If I'm Making A Mistake?
This decision will impact your financial future for generations. One wrong move could mean working years longer than planned.
We analyze your situation and reveal which specific area matches your goals. You'll know exactly where your money will grow.
Get an expert for every step of the investment journey. You make the decisions, we handle the work.
A team of expert researchers will find you a property that perfectly matches your goals.
1200+
Investors Helped
30+
Years Of Experience
$500M+
In Properties Secured For Clients
"I Started With Nothing. Now I Own 50+ Properties."
G'day, I'm Phil "The Urban Hippie"
Back in 1994, I was just like you - knew property was the answer but had no idea where to start. Made every mistake in the book (expensive ones too).
Today, after 30 years and building a portfolio of 50+ properties, I've helped 1,200+ everyday Australians create their own wealth through property. Not because I'm special - but because I learned what works and what doesn't.
My philosophy is simple: Work hard, take care of your family, and never sell your assets.
That's why over 70% of our clients come back for their 2nd, 3rd, even 4th property. They know we're not here for a quick sale - we're building long-term relationships.
My team and I would love to help you on your investing journey. Get started today.
A proven methodology that has helped 1200+ Australians build successful property portfolios:
90 Minutes
Phil meets you wherever works in Sydney - your home, a café, our office. He'll walk through your finances and what you want to achieve. Based on 30 years of watching suburbs rise and fall, he'll show you exactly where to buy.
2 - 8 Weeks
Our finance team structures your loan the smart way. They know every bank's lending criteria and which ones offer investors the best deals. The team will help you structure your finances to maximize tax benefits and minimize costs.
0 - 4 Weeks
We find properties using Phil's four rules: 10+ year holds, rent covers costs, growth beats interest rates, vacancy under 3%. Our network gives you access to deals before they hit the market.
1 - 2 Weeks
When we find the right property, we lay out all the numbers: purchase price, rental income, and realistic growth projections. Then we negotiate like your money depends on it. You stay in control of the decision while we fight for the best price.
4 - 8 Weeks
We coordinate settlement so you just show up for the keys. But here's what matters: most clients buy property number two within 18 months. That's when you go from property owner to wealth builder.
$0
Initial Consultation
Your initial strategy session with Phil is completely free with no obligation.
90-minute personalised strategy
Assessment of your investment goals
Preliminary financial analysis
No pressure, no obligation to proceed
$1,500
Refundable Deposit
A fully refundable deposit is required to begin the property search process.
Property research & analysis
100% refundable if finance falls through
Property sourcing
Negotiation & offer submission
$13,500
Pay On Settlement
Only pay the rest once we’ve secured your perfect investment property.
Contract review & settlement support
Post-purchase support
Property Management
12 Month Performance Review
Everything you need to know about getting started with property investment.
We focus on helping people build property portfolios, rather that once off investments. While others help you buy one property at a time, we create systematic strategies to help you acquire multiple properties over 5-10 years. Our clients typically build portfolios of 6+ properties compared to the 1-2 properties most people own.
Not necessarily. We work with various budget levels and have creative solutions like using your superannuation (SMSF) to buy property, rentvesting strategies, and equity leasing options. During your free strategy session, we'll assess your situation and show you realistic pathways to start investing.
From initial strategy to getting keys in hand typically takes 90 days. We handle all 146 steps of the process so you only need to invest about 4 hours of your time in total. Most of our clients are busy professionals who appreciate this hands-off approach.
We help you find properties within Australias highest growth suburbs that meet our strict investment criteria. We focus on areas with strong capital growth potential, low vacancy rates, and good rental demand. The specific locations depend on your budget and investment goals.
Our team will be happy to answer any questions you might have about your property and investing journey.
Whether you're a first-time buyer or seasoned investor, we can help you:
Find your investment property
Negotiate the best price and terms
Conduct thorough due diligence
Access off-market opportunities
Build your property portfolio
Get In Touch With Us
Helping Aussies build generational wealth through ethical property investing
DISCLAIMER:
The information presented on this website is general in nature and does not constitute personal financial, tax, or legal advice. Client testimonials and case studies represent individual experiences based on specific market conditions and may not be typical. Performance metrics including average savings, time savings, average yields, capital growth and combined returns are derived from historical client data (1995-2025) and actual results will vary significantly based on market conditions, property location, timing, borrowing capacity, and individual circumstances.
Interactive calculators, comparison tools, and projections are for illustrative purposes only and based on assumptions that may not reflect your situation. Past performance, including property growth rates and rental yields, does not guarantee future results. Property values can decrease, vacancy rates can increase, and market conditions change rapidly.
Ethical Property Investing holds real estate licenses but is NOT a financial planner, tax advisor, or legal practitioner. We strongly recommend obtaining independent advice from qualified professionals including financial advisors (AFSL holders), accountants, tax specialists, and solicitors before making investment decisions. Our buyer's agency services are limited to property search, negotiation, and acquisition support.
All investment strategies mentioned, including rentvesting, SMSF property investment, and negative gearing, carry risks and may not suit your objectives or financial situation. Tax benefits and government incentives referenced are subject to change and individual eligibility. No guarantee is made regarding property availability, approval for finance, or achievement of stated outcomes. By using this website, you acknowledge that EPI accepts no liability for losses arising from reliance on this information. Services subject to our standard terms and conditions.